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Privacy Policy

  1. Personal Identification Data: We collect details that can directly identify you, such as your name, address, phone number, email address, username, password, payment information, order history, feedback, IP address, location data, device name, type and configuration details, as well as information about your use of our service like details on when you download publications (including timestamps, interruptions, and success/failure status), the URL you came from, and demographic data.
  2. One-Time Passwords via SMS/Text: To enable payments through third-party gateways or for other verification purposes, we collect data from SMS/text messages received on your device (with your permission). This allows us to issue and receive one-time passwords and other verification codes in order to authorize/validate transactions. We also use this to automatically fill in verification details during financial transactions through our service or third-party providers, as permitted by law. The sole purpose is to enable/verify transactions. We do not share or transfer SMS/text data to any third parties except as outlined in this Privacy Policy.

Information Collection and Usage:

  1. We may collect two types of information from your interactions with our Website: Personal Information and General Information. Personal Information identifies you directly, while General Information does not personally identify you.
  2. General Information refers to data such as your IP address, the duration of your visits, browsing history, and other non-identifying details.

This General Information is collected for the following purposes:

  1. Enhancing service quality and account maintenance.
  2. Seeking feedback or contacting you regarding our services.
  3. Tailoring offerings to align with your preferences and preventing unsolicited communications.
  4. Tracking transactions to facilitate dispute resolution, handling inquiries, requests, complaints, and other customer support activities, as well as general administrative and business operations.
  5. Marketing products and services.

Complying with legal, governmental, or regulatory requirements, or in connection with legal proceedings, crime prevention, detection, or prosecution.

Effectively administering and fulfilling any contractual obligations between us.

Both Personal Information and General Information, collectively referred to as “Information,” are used for the purposes outlined above.

We will gather your personal data through various means, such as physical forms, our call center, website (including cookies), emails, promotional offers, surveys, and mailers. Providing this information is optional for some channels, but may be required to participate in certain offerings. We do not verify the authenticity or accuracy of any personal data you provide.

Periodically, we may request that you update your contact details and personal information via our website, call center, or other approved channels. This allows us to keep you informed about our services, changes, and enhancements. However, we are not liable if we fail to notify you of such updates.

We collect your personal information through various channels like physical forms, call centers, websites (including cookies), emails, promotional offers, surveys, and mailers. Providing information is optional for some channels, but may be required to participate in certain offerings. We do not verify the authenticity or accuracy of the information you provide.

Occasionally, we may ask you to update your contact details and personal information on our website, participating websites, call center, or through other approved channels. This helps us keep you informed about our services, changes, and enhancements. However, we are not liable for failing to notify you about any service, service change, or enhancement if you do not update your information in a timely manner.

Access of Information

Aryma collects your personal information to provide you with access to our website and services offered by participating websites. We implement reasonable security measures to safeguard your personal information against unauthorized access, use, alteration, disclosure, or destruction.

Information Storage & Sharing:

We will retain your personal information for as long as necessary to provide you with services or as required by applicable laws, whichever is longer. Non-personal information may be retained indefinitely.

We may share or disclose the collected information in the following circumstances:

With our affiliated companies globally to prevent fraud, identity theft, and other illegal activities, correlate accounts to prevent service abuse, and facilitate joint or co-branded services offered through our website.

When required by law, such as complying with subpoenas or similar legal processes.

When we believe in good faith that disclosure is necessary to protect our rights and interests, ensure your safety or the safety of others, investigate fraud, or respond to government requests.

With trusted service providers who work on our behalf, do not independently use the disclosed information, and have agreed to adhere to the rules outlined in this Privacy Policy.

If any of our affiliated entities or companies is involved in a merger, acquisition, or sale of assets, the acquiring business entity will receive and store the information in accordance with this Privacy Policy.

Ensuring Data Accuracy and Completeness

Maintaining accurate, current, and complete information about you and your account is of utmost importance to us. We have implemented strict procedures that our employees must follow to achieve this objective. While some of these procedures are mandated by central, state, or RBI regulations, we have also adopted additional measures to maintain accurate, correct, and complete financial information. These include processes to update information and remove outdated data. If you believe we have incorrect information about you or your accounts, please notify us, and we will promptly correct any erroneous information. Data verification involves the use of third-party data processing services to standardize and clean the information you provide, ensuring it is easily identifiable and accessible in our database.

Protecting Your Information

We recommend taking the following precautions to guard against the unauthorized disclosure and use of your information:

Never provide information that can be used to access your account over the phone unless you initiated the call and know with whom you are speaking.

Promptly update any changes in your address or contact information through the proper channels.

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